6.1 Policies

No particular form is required for a valid liability insurance contract; however, it is usually recorded in an insurance policy.1 The policy may be concerned only with liability insurance or it may extend to other kinds of insurance, such as fire insurance, in the case, for example, of a private householder’s policy. Should a question of interpretation arise, the rules that follow are those applicable not only to market policies, such as private householder’s policies, but also to Bermuda Form policies.