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LLR: Insurance & Reinsurance

GOSHAWK SYNDICATE MANAGEMENT LTD v XL SPECIALITY INSURANCE CO

[2004] Lloyd's Rep IR 683

QUEEN’S BENCH DIVISION COMMERCIAL COURT

Before Mr Justice Morison

Reinsurance - Direct policy against physical damage to retail stores - Policy containing annual aggregate retention clause and requiring assured to bear deductibles - Reinsurance responding to losses in excess of “original underlying deductibles” - Whether phrase included all deductible provisions of direct policy - Principle of back to back cover.

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