GRELL-TAUREL LTD v CARIBBEAN HOME INSURANCE CO LTD AMERICAN LIFE & GENERAL INSURANCE CO TRINIDAD LTD TRINIDAD AND TOBAGO INSURANCE LTD NEM (WEST INDIES) INSURANCE LTD NEW INDIA ASSURANCE CO (TRINIDAD AND TOBAGO) LTD CARIBBEAN INSURANCE CO LTD CARIBBEAN COMMERCIAL INSURANCE CO LTD UNITED INSURANCE CO LTD COLONIAL FIRE & GENERAL INSURANCE CO LTD MARITIME GENERAL INSURANCE CO LTD

[2002] Lloyd's Rep IR 655

COURT OF APPEAL TRINIDAD AND TOBAGO

Before Justice of Appeal Sharma, Justice of Appeal Hamel-Smith and Justice of Appeal Warner

Insurance (buildings) - Extension of cover to riot - Exclusion for insurrection - Reverse burden of proof Clause - Losses by looting following insurrection - Assured required to prove that loss was not occasioned directly or indirectly by reason of excluded peril - Whether insurers required to show arguable case that excluded peril applied - Whether insurrection indirectly caused loss.