Lloyd's Law Reports

Professor Robert Merkin KC; Dr Johanna Hjalmarsson

Document

ROBERTS v. AVON INSURANCE COMPANY, LTD.

[1956] 2 Lloyd's Rep. 240

QUEEN'S BENCH DIVISION.

Before Mr. Justice Barry.

Burglary insurance-Non-disclosure-Declarations in proposal form as basis of insurance- Required declaration by assured that he had "never sustained a loss in respect of any of the contingencies specified in this proposal except. . . ." unanswered-Loss-Evidence that assured had recovered from other insurers in respect of previous burglary loss-Meaning of "loss"-Misrepresentation in claims form -Insurers' right to avoid policy-Alleged ambiguity-Contra proferentem rule.

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