BEAUCHAMP v. NATIONAL MUTUAL INDEMNITY INSURANCE COMPANY, LTD.

(1937) 57 Ll.L.Rep. 272

KING'S BENCH DIVISION.

Before Mr. Justice Finlay.

Workmen's compensation insurance - Demolition of building-Policy taken out with defendants by plaintiff builder to cover accidents to employees engaged in that particular demolition - Collapse of building- Three workmen killed and two injured -Liability of defendants under policy -Question in proposal form: "Are any acids, gases, chemicals, explosives, or any other dangerous preparations used in your business? A: No"- Whether question and answer promissory and amounted to a condition or warranty or were merely descriptive of risk-Cause of collapse-Use of explosives -Whether a contributory cause- Change of risk-Defendants' further contention that plaintiff failed to comply with Condition 4 of the policy providing that "the insured shall take reasonable precautions to prevent accidents, and to comply with all statutory obligations."